Find a Vision Provider Search for a vision center. The marketplace in Kentucky serves individuals and families that purchase their own health insurance, including people employed by a small business that doesnt offer health benefits, people who retired prior to Medicare eligibility, and people who are self-employed and thus dont have an option for employer-sponsored health coverage. In Kentucky, federal regulations regarding short-term health insurance apply. The Fitness Benefit provides access to multiple fitness centers and gyms, digital fitness choices with home fitness tools, including one home fitness kit per benefit year with some kits including a wearable device (e.g. Please provide your zip code to see plans in your area. The American Rescue Plan lowers the monthly payments for many people who enroll in or have a Marketplace plan. Kentucky spent about $11 million on outreach and marketing for 2014 open enrollment, and it trained 5,000 people to support enrollment including state employees, insurance agents, volunteers and representatives of various community groups and social service organizations. These outreach efforts drove Kentuckys enrollment totals. The kynect open enrollment for the 2022 plan year will begin on Nov. 1, 2021, and end on Jan. 15, 2022. 2020: CareSource expanded its coverage area to a total of 83 counties, overlapping with Anthem in 56 of those counties. Financial help, or subsidies, are only available when you enroll in an on-exchange health plan. While the federal marketplace, HealthCare.gov, and multiple state-run marketplaces had significant technical problems in 2014, Kynect ran well from the start. Commonwealth of Kentucky. Matt Bevin, who was in office from late 2015 through late 2019, followed through on a campaign promise to transition the Kentucky exchange to the HealthCare.gov platform. Avoiding illness or catching problems early are key to staying healthy. Insureds were able to transition to private coverage through Kynect instead. Business Description. Starting with the 2022 plan year, Kentucky is once again utilizing a fully state-run exchange, known as Kynect. 1 out of 4, Deductible However,20 of them, including Kentuckys, have folded. The 3% user fee that HealthCare.gov charged in 2018 amounted to $9.8 million in 2018 in Kentucky. . At that point, there were still 15 days remaining in the open enrollment period. kynect.ky.gov/healthcoverage Benefits Benefits Click here to enroll in Medicaid, KCHIP, SNAP, KTAP and other programs 2023 Care Provider Manual Physician, Health Care Professional, Facility and Ancillary UnitedHealthcare Community Plan of Kentucky Doc#: PMG 20230203_160552 check your deductible, change your Log in to your accountto renew your plan or compare options. Office of Finance and Operations. . 2015: CareSource and Wellcare joined the exchange for 2015, bringing the total number of participating insurers to five, although Anthem and the CO-OP were the only insurers offering plans statewide; the other three insurers each had much more limited coverage areas. Is short-term health insurance available for purchase in Kentucky? All CareSource Marketplace plans include TruHearing coverage with hearing aid discounts and $0 copay for routine hearing screenings. See Medicaid eligibility guidelines in Kentucky. Plans for individuals and families. four insurers are offering individual/family health plans. LivingWell Promise Incentive. Llame a nuestro nmero de Servicio de Atencin al Cliente (TTY: 711). Bronze plans offer the most affordable premiums. (For 2022 coverage, there was a last-minute extension through January 31, but residents should plan to have their 2023 enrollment completed by January 15, 2023). Steps to Enroll Check Eligibility Find providers and coverage for this plan. Learn More Coronavirus (COVID-19) Keep yourself informed about Coronavirus (COVID-19.) Humana also continued to offer coverage in Kentuckys exchange, but reduced their coverage area to only Jefferson County. Beshears order to establish the exchange in July 2012 followed months of seeming inaction on the exchange by the executive and legislative branches in the state (this also made it highly susceptible to being dismantled via executive order, which is what Governor Bevin did when he took office). This can be used no matter which plan you enroll in. Because this isnt about him, and its not about me. Health Care Coverage Your Way. Kynect was one of the few marketplaces established through an executive order. Provide information above to get an estimate. Shop all plans Help me find a plan Member Resources ResourcesSkip to Choosing a doctor Pharmacy benefits Member ID card Forms All member resources Programs and toolsSkip to Rewards programs Mental health programs Emergency department E/M claim reimbursement policy update, PDF. References to CareSource pertain to each individual company or other CareSource affiliated companies, such as CareSource, CareSource Kentucky Co., CareSource Indiana Inc., CareSource West Virginia Co., and CareSource Georgia, Co. Each company is a separate entity and is not responsible for anothers financial condition or contractual obligations. (877) 587-7222 /[emailprotected]. The deductible is the amount you pay each year before your plan starts to pay for covered services. Adult Vision Coverage: kynect offers access to vision coverage to Kentuckians through a partnership with insurance companies that offer vision benefits. Read more about short-term health insurance in Kentucky. Fitbit or Garmin), digital workouts and live lifestyle coaching. We can help you get a quote for health coverage that works for you and your family. If you see any notices of . 3 out of 4, Deductible What health insurance resources are available in Kentucky? Or Provider Agreements for Health Benefit Plans Checklist - 369K. You can choose to include the optional adult dental, vision, and fitness benefits where available. Thats why there are no copays or coinsurance fees for defined preventive health services with CareSource Marketplace plans. So for 2020, there are 56 counties where Anthem and CareSource plans are available, 27 counties where only CareSource is available, and 37 counties where only Anthem is available. These plans are best for individuals or couples who have few doctor visits and only need or want coverage for medical emergencies. Office of Finance and Operations. (877) 587-7222 /[emailprotected]. Kentuckians may also find affordable coverage through Medicaid if theyre eligible. Plus, our experts are standing by to help you choose a plan thats right for you. Have questions about healthcare insurance, its costs, or special circumstances? CSRs only apply to Silver plans, so if you qualify for a CSR, you must enroll in a Silver plan to get it. They will remain in-network for CareSource Kentucky Marketplace for the 2023 plan year. Bevin campaigned on an anti-Obamacare platform, and shut down the state-run exchange platform less than a year after taking office. Essence Advantage (HMO) Essence Advantage Plus (HMO) Humana. Qualifying Life Events For Health Insurance, How The American Rescue Plan Could Help You Save, Medicare Complaints, Grievances & Appeals, https://www.antheminc.com/AboutAnthemInc/. If you are no longer eligible for Medicaid, it is important to quickly get other health insurance to avoid a lapse in coverage. Coverage options for the rest of 2023 Medicaid & CHIP How to apply & enroll Picking a plan Check if you can change plans Report income/family changes New, lower costs available Find out if you'll save Save on your premiums Cost-sharing reductions High deductible health plans Appeal a Marketplace decision Confirm your Special Enrollment Period See links to resources for the Kentucky health insurance marketplace. Residents who had Humana coverage in Jefferson County, as well as those who had Anthem coverage in the 61 counties where CareSource also offered plans, needed to select new plans for 2018. Get Contacted Need enrollment help? As of mid-2022, there were 955,942Kentucky residents enrolled in Medicare coverage. Only 37% of seniors used Medicare Advantage in 2018, compared to nearly half in 2022. Growth in physician and clinical services spending is projected to increase by 5.3 percent a year. | Home Insurance Compare Health Insurance Quotes Online Best Medicare Supplement In Kentucky In Kentucky, a 65-year-old pays an average of $134 monthly for a Medicare Supplement plan, and a 75-year-old pays roughly $211. Welcome - KHBE Need health insurance? The Kentucky Employees' Health Plan (KEHP) is a self-funded plan that offers health insurance and flexible spending accounts to nearly 294,000 members. State employee and benefit participant team members extranet site. Enrollees who wish to cover one eligible family member are free to elect either the Self and Family or Self Plus One . here to see the actual cost of your prescription(s) from a participating pharmacy of your choice. But the CO-OP shut down at the end of 2015, along with several others that closed at the same time, due in large part to the significant shortfalls in risk corridors funding that year. Get in touch with a kynector or Agent Now Silver plans offer the highest value for those eligible for financial assistance. In October 2015, Kentucky Health Cooperative announced that they would cease operations by the end of 2015. Knowing the essentials of how health insurance works can help you choose the health insurance plan thats the best option for you or your family. In late 2016, Wellcares website had a notice for marketplace plan members, letting them know that their coverage would end December 31, 2016, and that they would need to enroll in a new plan during open enrollment. 711. SEE HOW CARESOURCE CAN SAVE YOU MONEY ON HEALTH INSURANCE. The following insurers offer plans in the Kentucky exchange, with plan availability varying from one location to another: Molina and Ambetter/Wellcare were both new to the exchange as of 2022. Additionally, if you are using assistive technology and would like to be notified of items via alert boxes, please, This website uses features which update page content based on user actions. Click Preventive care includes checkups, screenings, and vaccines. Mental health and substance use disorder services, Rehabilitative and habilitative services and devices, Pediatric services, including dental and vision, Mental health & substance use disorder services, Rehabilitative/habilitative services & devices, Pediatric services, including dental & vision. 27, 2023, PDF. . For 2014, the risk corridors program ended up about $2.5 billion in the red, which meant that carriers got just a fraction of what they are owed. 2018: CareSource continued to offer plans in 61 counties in 2018, but Anthems revised rate filing for 2018 reduced their coverage area to include only the 59 counties where CareSource did not offer coverage. How did Kentucky exchange premiums change for 2023? This policy has exclusions, limitations, and terms under which the policy may be continued in force or discontinued. However, plans can start at a $0 premium and go up from there. This does not include costs for preventive services, which are covered regardless of the deductible when provided by a doctor in your plan's network. 4 out of 4. In an article in The New York Times, Beshear urged state residents to set aside politics and use the marketplace to get insured. CareSource fully supports your choice to use telehealth and is willing to partner with your Provider. Private health insurance spending is projected to grow by an average of 5.4 percent a year over the next decade. Kynect Kentuckys Healthcare Connection, Kentucky Health Insurance Advocate,Kentucky Department of Insurance. Heres more about the poverty level, which is indexed each year by the federal government. Bronze health insurance plans feature low monthly payments with higher deductibles. We can help you find a plan thats right for you, whether youre an individual who only needs emergency coverage or part of a large family with more extensive healthcare needs. Compare plan options to see premiums and deductibles that fit your budget. We apologize for any inconvenience the termination announcement may have caused you. The other 25 percent was split evenly between Humana and Anthem. 2005 - 2023 copyright of Anthem Insurance Companies, Inc. Plans were also available from Humana, Baptist Health, UnitedHealthcare, Wellcare, and Aetna, but four of those insurers exited the exchange at the end of 2016. Blue Cross and Blue Shield of Illinois (BCBSIL) is changing prior authorization requirements for Blue Cross Medicare Advantage (PPO) SM (MA PPO), Blue Cross Community Health Plans SM (BCCHP SM) and Blue Cross Community MMAI (Medicare-Medicaid Plan) SM members. However, when we talk about rate changes, were referring to pre-subsidy premiums. 2Anthem Business Intelligence Analysis of 2021 WEM Application data and FPL Distribution; May 2021. 2023 LivingWell PPO The LivingWell Preferred Provider Organization (PPO) is a traditional health plan. This is a historical milestone for Duke that will simplify and align our operations to better serve all patient needs. 1Subsidies are only available for Qualified Health Plans purchased through the Health Insurance Marketplace or your state exchange. 3 out of 4. $25 urgent care co-pay Coverage highlights Employee monthly rates * Regular part-time and temporary employees (less than 0.75 FTE or work less than an average of 30 hours per week in a 12-month measurement period), who are not eligible for the UK credit toward the costs of coverage, pay this rate. Learn more about enrollment opportunities in our comprehensive guides: For 2023 coverage, four insurers are offering individual/family health plans through Kynect, Kentuckys state-run marketplace; all four also offered coverage in 2022. Read more about Medicaid expansion in Kentucky. That means no deductibles and no co-payments for preventive care. But in late 2014 after a full year of ACA claims and after 2105 rates had already been set lawmakers retroactively made the risk corridors program budget neutral, which meant it could only pay out as much as it took in. Annual sports physical exam, PDF. Complete your application. Adults get enhanced benefits by adding optional Adult Dental, Vision & Fitness Benefits*** to any Silver, Bronze or Gold plan. Baker Insurance Group is owned by Paul V. Baker, who began his insurance career as a claims adjuster in 1976. You may also qualify for financial assistance to help cover the costs of your health plan.1. Your co-pays will not apply to your deductible, but will apply to your out-of-pocket maximum. How many people are enrolled through Kentucky's health insurance exchange? 2016: Anthem offered exchange plans statewide, while CareSource offered plans in 46 counties. They will remain in-network for CareSource Kentucky Marketplace for the 2023 plan year. Bronze plans do subject urgent care and retail preferred brand drugs to the deductible.>. health insurance plans are available on healthcare.gov or a state-based exchange, also known as a marketplace. Here's how to keep your health insurance. The leap took place when Congress greatly expanded the offerings known as "supplemental insurance benefits . Provider Lookup Search for doctors, hospitals, behavioral health and other specialists. For health plans, you can enroll if you have certain life events like losing coverage or a change in your household size. You may be able to save on your health coverage costs with financial help through the Affordable Care Act. 06/29/2023. The purpose of this communication is the solicitation of insurance. Under the Medicaid eligibility expansion, Kentucky adults (up to age 64) with household income up to 138% of the federal poverty levelare eligible for Medicaid. Kentucky had planned to create a Basic Health Program (BHP) that was to become available as of 2024, but that is no longer in the works as of early 2023. Once you purchase an Anthem plan, youll be covered for annual physicals and preventive care visits with providers in your network. About 14,000 people in Kentucky were on plans mostly from Humana that were terminated at the end of 2014 because the carrier opted to switch to only ACA-compliant plans. Are marketplace health insurance premiums increasing in Kentucky? But it doesn't mean you have to lose health coverage for yourself or your family. All rights reserved. If you qualify for financial help to lower the cost of health coverage, an on-exchange plan is your best option. Blue Cross and Blue Shield of Texas has revised the Clinical Payment and Coding Policy (CPCP) for the CPCP021 Laboratory Panel Billing effective September 28, 2023. Humana Community . 2017: Anthem continued to offer coverage in all 120 counties in Kentucky in 2017 (and was the only carrier doing so), but in 74 of those counties, they only offered HMO plans for 2017. How many people are insured through Kentucky's marketplace? Consumers in Kentucky can purchase short-term health insurance plans with durations up to 364 days and the option to renew for a total duration of up to 36 months. Ultimately, however, a new governor with an anti-Obamacare approach was able to unravel Kynect and switch Kentucky to HealthCare.gov. You will have a co-paymentfor bothprescriptions tiers. Health insurance can be the key to supporting your health and well-being. Funds were to be paid in December 2015, but once it was determined that they would not be coming, the CO-OP had no choice but to close. If Kentucky were to again move forward with a BHP at a later date, the coverage would be available to adults with income between 138% and 200% of the poverty level. If you qualify, you can enroll in Medicaid or KCHIP anytime. The ACA established a federal loan program to encourage the creation of Consumer Operated and Oriented Plans (CO-OPs), which are nonprofit, consumer-run health insurance companies. And Humana announced in February 2017 that they would exit the individual market nationwide at the end of 2017. For the first three years of ACA implementation, Kentucky operated its own exchange and enrollment website. Fee schedule - 90 day notice - effective Aug. 14, 2023, PDF. So for 2022 coverage and beyond, Kentucky residents are once again using Kynect. Kynect was part of the states Cabinet for Health and Family Services, and it was overseen by a 19-member board appointed by Beshear. Castlight brings your insurance benefits, providers and healthcare spend together. Lower out-of-pocket costs. Coverage for common services The average monthly premium in Kentucky is $10.11 (in 2023). And for people who buy their own health insurance, its the only place where these applicants can qualify for subsidies to help offset the monthly cost of their coverage and their out-of-pocket costs. Prescription drug spending is estimated to grow 4.6 percent a year from 2022 to 2031. Heres a summary of how enrollment in Kentuckys exchange has fluctuated over the years: Two insurers (Anthem and BEST Life and Health Insurance Company) currently offer dental plans through the Kentucky marketplace. Kentucky Medicaid enrollment has grown by 159% since 2013 second only to Nevada in terms of percentage increase, and nearly three times as much as the national average increase of 57%. Our state guides offer up-to-date information about ACA-compliant individual and family plans and marketplace enrollment; Medicaid expansion status and Medicaid eligibility; short-term health insurance regulations and short-term plan availability; and Medicare plan options. Date: 10/24/22 . CSRs help you save money on health insurance by lowering the amount you have to pay for deductibles, copayments, and coinsurance. See page 5in the Benefits Selection Guide (BSG) for more information on prescription benefits. Anthem plans support your healthcare with a range of choices of doctors, care centers, and hospitals. Your pharmacy benefit preferred drug listing sometimes called a formulary is the ValueFormulary administered by CVS Caremark. Coinsurance is the percentage you pay for covered healthcare services after you reach your deductible. TRS has been advised . Find out how the American Rescue Plan has reduced marketplace health insurance costs in Kentucky from Louisville, to Lexington, Bowling Green, Owensboro, and beyond and how the Inflation Reduction Act extends the subsidy enhancements through 2025. How much could you save on 2023 coverage? Shop for individual and family health plans at Anthem Blue Cross Blue Shield. But former Gov. Find health, dental, and vision coverage today, or visit Anthem.com to learn more. Kynect Kentuckys Healthcare Connection855-4kynect (855-459-6328)Consumer site for Kentuckys marketplace, Kentucky Health Benefit ExchangeAdministrative site for Kentuckys marketplace, Kentucky Health Insurance Advocate,Kentucky Department of InsuranceAssists people insured by private health plans, Medicaid, or other plans in resolving problems pertaining to their health coverage; assists uninsured residents with access to care. Explore preventive care plans and guidelines. Our files are locatedhere. Silver plans also offercertain cost reductions for those who qualify. Frankfort, KY 40601 You must complete the LivingWell Promise. Eligibility for these funds is determined by the Health Insurance Marketplace, and not by CareSource. The metal level categories are based on how you and CareSource share the cost of your health care. Get contacted by a licensed Insurance Agent. So all counties in Kentucky had just a single insurer offering exchange plans for 2018. * This tool provides ACA premium subsidy estimates based on your household income. The overview of benefits, coverage and member cost shares are based on benefits being received from an in-network provider. CareSource plans have some of the lowest in-network primary care or retail clinic copays. CareSourceadded 15 more counties to their coverage area for 2017, offering plans in just over half the states counties. June 28, 2023. Monthly Payment Transitional, or grandmothered, health plans are allowed to continue to renew in Kentucky, and remain in force until further notice. Gail Cox. Individual & Family Health Insurance Plans in Kentucky | Anthem Shop for individual and family health plans at Anthem Blue Cross Blue Shield. They kept the design simple and worked with well-qualified and experienced vendors. All rights reserved, Non-Grandfathered Small Group Health Benefit (Major Medical Coverage) Plan Checklist, Provider Agreements for Health Benefit Plans Checklist, Pediatric Dental Essential Health Benefit Checklist, Group and Individual Medicare Supplement Insurance Filing Checklist - Attachment 1, Group and Individual Medicare Supplement Insurance Filing Checklist, Group Limited Health Benefit Plan Checklist, Individual Short-Term Limited Duration Plan Checklist, Student Health (Blanket) with EHB Checklist, Standardized Options Silver Plan Checklist, Standardized Options Silver 94 CSR Plan Checklist, Standardized Options Silver 87 CSR Plan Checklist, Standardized Options Bronze Plan Checklist, Provider Agreements for Limited Health Service Organizations Checklist, Individual Non-Health Benefit Plan Checklist, Individual Limited Health Benefit Plan Checklist, Grandfathered Small Group Health Benefit Plan Checklist, Grandfathered Large Group Health Benefit Plan Checklist, Grandfathered Individual Health Benefit Plan Checklist, Short-Term Nursing Home Insurance Filing Checklist, Non-Grandfathered Large Group Health Benefit Plan (Major Medical Coverage) Checklist, Provider Agreements for Limited Health Benefit Plans Checklist, Standardized Options Silver 73 CSR Plan Checklist, Non-Grandfathered Individual & Conversion Health Benefit Plan (Major Medical Coverage) Checklist, HIPMC-R-4 Individual Health Forms Actuarial Certification Form, Form HIPMC-F11, Health Rate Summary Sheet Form Filings, HIPMC-RF25 (07/2008) - Basic Health Benefit Plan Summary Sheet - Form and Rate Filings, HIPMC-R33 (12/2000) - Health Benefit Plan Regions, HIPMC-R32 (07/2008) Health Benefit Plan Rate Filing, HIPMC-R34 (07/2008) Attachment A - Certification, HIPMC-F-16 Additional Health Info Request Form, HIPMC-R1 (7-2000) - Risk-Sharing Arrangement Information Sheet, HIPMC-F37 (07/2008) - Limited Health Service Benefit Plan Summary Sheet - Form Filings, HIPMC-F35 - Health Benefit Plan Summary Sheet - Form Filings, HIPMC-F2 Health Policy Forms Filing Certification Privilege Program Form, 2023 CareSource, Molina-Passport, WellCare Marketplace Service Area, Companies Selling In Kentucky's Individual Market, Companies Selling Short-Term Major Medical Insurance in Kentucky, Companies Selling Association, Large Group, Small Group and Individual Health Insurance in Kentucky, 2022 CareSource, Molina-Passport, WellCare Marketplace Service Area, Short-Term, Limited Duration Health Insurance, Kentucky Application for Provider Evaluation and Re-evaluation KAPER-1 (2019), TMJ Nonsurgical Treatment Preauthorization, HIPMC-CC1 (January 2006) - Certificate of Individual Health Plan Coverage, HIPMC-STN-01 Outline of Coverage for Shot-term Care, Independent Review Information - List of IRE's certified to perform external reviews, HIPMC-MD1 (10/2000) - Medical Director Report Form, 2020 Utilization Management Limited Self-Funded Review Guide Interactive, 2020 Utilization Management Review Guide-Full Review, Utilization Review Training Presentation Slides, HIPMC-IRE-1 (09/2020) - Application for Certification of an Independent Review Entity, HIPMC-IRE-2 (09/2020) - Assignment of Independent Review Entity Form, HIPMC-IRE-3 (09/2020) - External Review Decision Notification Form, HIPMC-IRE-4 (09/2020) - Data Reporting For Independent Review Entities, HIPMC-IRE-5 (07/2008) - Approval of an External Review Fee in excess of $800, HIPMC-IRE-6 (09/2020) - External Review Information Face Sheet, Pharmacy Benefit Manager Annual Report Instructions, Provider Adequacy and Accessibility Reporting, HIPMC-BHP1 (07/2008) - Basic Health Benefit Plan Annual Report, Data Report Health Benefit Plan Questionnaire, DIPR-PPR1 (07/2018) - Prompt Pay Reporting Manual, HIPMC-LTC 11 (09/2008) - Replacement and Lapse Reporting Form, HIPMC-LTC 3 (09/2008) - Rescission Reporting Form, HIPMC-LTC 4 (09/2001) - Claims Denial Reporting Form, HIPMC-GAP ERF-M-1 & A-1 Monthly and Annual Report Format, HIPMC-GAP-AFF-1 (06/01) - Guaranteed Acceptance Program (GAP) Affidavit, HIPMC-GAP-C-1GAP (12-2000) - Guaranteed Acceptance Program (GAP) Certification Form, HIPMC-GAPQR-2 (04/01) - Supporting Insurer's and Stop-Loss Carrier's Quarterly Report, Limited Health Service Benefit Plan Enclosure 1, Limited Health Service Benefit Plan Enclosure 2, Appealing a Denial From Your Health Benefit Plan - Expanded Version, Appealing a Denial From Your Health Benefit Plan - A How-To Guide, Kentucky Long-Term Care Partnership Insurance Program Implementation Update (12/2008), Department of Labor's Model Continuation Coverage Election Notice, Appendix A: Notice to Applicant Regarding Replacement of Health Insurance, LTCPIP-2- The Kentucky Long Term Care Partnership Insurance Program Notice, LTCPIP-1 - Important Information About Your Kentucky Long-Term Care Partnership Insurance, LTCPIP-3 - Important Notice of Offer to Exchange, LTCPIP-4 - Long-term Care Partnership Insurance (LTCPI) Program Statement of Benefits Paid, The Kentucky Long -Term Care Partnership Insurance Program Notice, HIPMC-LTC 1 (09/2008) - Personal Worksheet, HIPMC-LTC 9 (09/2008) - Notice to Applicant Regarding Replacement of Group Accident and Sickness or Long-Term Care Insurance, HIPMC-LTC 2 (09/2008) - Potential Rate Increase Disclosure Form, HIPMC-LTC 5 (09/2008) - Things You Should Know Before You Buy Long -Term Care Insurance, HIPMC-LTC 6 (09/2008) - Suitability Letter, HIPMC-LTC 7 (09/2008) - Outline of Coverage, HIPMC-LTC 8 (09/2008) - Notice to Applicant Regarding Replacement of Ind Accident and Sickness or Long-Term Care Insurance, HIPMC-LTC 10 (09/2008) - Disclosures and Language for Long-term Care Policies and Certificates, Kentucky Standard Health Benefit Plan (06/2011), Medicare Supplement Form Filing Documents, HL-MS-2 - Form for Reporting Medicare Supplement Policies, HL-MS-7 - Statement Regarding Medicare Supplement Policies, HL-MS-5 - Kentucky Medicare Supplement Comparison Statement, Notice of Rights as an Owner of a Life Insurance Policy, Department of Defense Instruction Number 1344.07, Personal Commercial Solicitation on DoD Installations, Office Form B - Notice Regarding Replacement, Office Form C - Replacement Of Life Insurance Or Annuities, Options When Your Group Life Coverage Ends, Department of Defense Form 2885, Personal Commercial Solicitation Evaluation, Office Form A - Replacement Of Life Insurance Or Annuities (Applicant and Agent), LS1 (7/2008) Life Settlement Provider Report - For Insureds Only, LS2 (7/2008) Individual Mortality Report - For Insureds Only, LS3 (7/2008) Life Settlement Provider Report - All States and Territories, LS6 (7/2008) Life Settlement Provider Certification Form, Verification of Coverage for Life Insurance Policies, Public Access Insurance Filings for Rate, Rule, and Form Filing Search.
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